Legal notice

1. Site owner

• Owner: Matías Ezequiel Carrera, individual (self-employed professional).
• Tax ID (NIF): Y8631225Y
• Address: Calle Padre Tomás de Montañana 6, 46023 Valencia, España
• Email: spendqore@gmail.com
• Website and service: SpendQore, available at spendqore.com and its subdomains.

2. Purpose

SpendQore is a personal finance web app to record income and expenses, organise accounts, categories and budgets, and share spaces with other people.

3. Access and use

Access to the public website is free. Using the app requires an account. Users agree to provide accurate information, keep their credentials safe and use the service lawfully, without damaging, overloading or attempting unauthorised access to systems or third-party data.

Financial information entered into SpendQore is the responsibility of whoever enters it. SpendQore is an organisation tool and does not provide financial, tax or investment advice.

4. Intellectual and industrial property

The SpendQore name, logo, design, code and website content belong to Matías Ezequiel Carrera or are used with permission. Reproduction, distribution or transformation without prior permission is prohibited, except where permitted by law.

The data and content each user enters in their account (transactions, photos, notes) remain theirs.

5. Liability

Reasonable efforts are made to keep the information and the service correct, but the complete absence of errors cannot be ensured. No liability is accepted for damage arising from misuse of the service, decisions based on information recorded by the user, or causes beyond reasonable control.

6. External links

The website may link to third-party sites (for example social networks). Their content and policies are not controlled, and visiting them is at the visitor's own responsibility.

7. Service availability

The service is intended to be available continuously, but it may be interrupted for maintenance, updates or provider incidents. Features may change or evolve.

8. Governing law and jurisdiction

This notice is governed by Spanish law. Disputes will be submitted to the courts competent under the law; where the user is a consumer, the courts of their place of residence.